Technology is great. But sometimes it just makes things too complicated. Experiment with getting back to basics, by just using paper and pencil.
Paper + Pencil 3: Personal Financial Planning
You need a pad of paper. You need a pencil. Use it to:
1.write down when you want to retire (even if partly)
2.write down what you believe you will need as an income when that happens
3.write down what your current worth is (assets-liabilities) and what it will be when you retire
4.is the result from (3) enough to fulfil (1)? If so: well done
5.if no, how can you (1) close the gap (2) re-set expectations (3) bit of (1)+(2)
6. open the diary and set a date for the first bit of work on this.
Paper + Pencil Time Management is here
Paper + Pencil Selling is here