1. Save, then spend.
2. Salary does not equal wealth. Usually as we earn more we spend more. Calculate your personal balance sheet.
3. Chase quality of life, not standard of living. The former is what most of us actually want.
4. Financial independence is powerful and is easy. If given some attention.
5. You’ll live a long time thanks to increases in longevity. How will you fund it?
6. Keep records. In and out.